Payoff Plan — Debt Snowball & Freedom Tracker

The snowball method works because it's simple, not because it's complicated — list your debts smallest to largest, pay minimums on everything, and throw every spare dollar at the smallest one until it's gone. Payoff Plan is a printable, undated tracker built around exactly that: your debt list, a monthly payment log, and the milestones worth actually celebrating.

Print it, fill it in by hand, and watch the list get shorter.

Delivered as an instant PDF download. No physical product ships.